TERMS OF USE

Last Updated: April 2023

 Please read these Terms of Use carefully before continuing on with your use of the Services. By accessing and/or using the Services (including without limitation our websites and mobile applications) You are agreeing to these Terms of Use. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS OR USE THE SERVICES. By registering with or accessing the Service you are acknowledging and accepting these Terms of Use (these "Terms"). Capitalized terms are defined below.THESE TERMS OF USE CONTAIN A MANDATORY INDIVIDUAL ARBITRATION AND CLASS ACTION/JURY TRIAL WAIVER PROVISION THAT REQUIRES THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS. BY AGREEING TO THESE TERMS OF USE AND THE ARBITRATION AND CLASS ACTION WAIVER PROVISION, YOU WAIVE YOUR RIGHT TO BRING A LAWSUIT IN COURT.Coldwell Banker Real Estate LLC (“We”) fully support the principles of the Fair Housing Act and the Equal Opportunity Act.Some words used in these Terms of Use have a specific definition. You can find these definitions at the end of these Terms of Use.

1. These Terms
This is a legally binding agreement. The terms "you" and "your" refer to an individual registering with or accessing the Service. You represent that you have the full right, power, and authority to enter into and perform these Terms without the consent of any third party.We may, in our sole discretion, amend these Terms from time to time upon notice. Your continued use of the Service after any such change constitutes your acceptance of the amended Agreement. If you do not agree to any portion of these Terms at any time, you must cease your access and use of the Service.

2. Use of the ServiceA. Accounts
You may register, maintain, and create an Account for the Service. You are responsible and liable for all activities conducted in connection with your Account, for maintaining the security of your username and password, and for the accuracy of all information relating thereto, including contact, technical and payment information, and your login credentials. You will promptly (i) update any Account information when it changes, and (ii) notify us of any unauthorized use of your Account, including any security or data breach. You may only connect to the Service through your Account and in accordance with our access procedures. You will not allow an Account to be shared or used by more than one individual. By providing us with your email address you consent to us sending you Service-related notices. You must be eighteen (18) years of age or older to use the Service.

B. Service Rules
You will use the Service strictly in accordance with these Terms, all Documentation, the Privacy Policy, and Applicable Law. You will not engage in any of the following activities:

(i) use the Service in violation of any third-party license or agreement;

(ii) use the Service to collect, process, or store bank account information, credit or debit card information, personally identifiable information pertaining to children under 13, or health or medical information (including 'Protected Health Information' as defined in the Health Insurance Portability and Accountability Act of 1996);

(iii) sublicense, sell, transfer, assign, distribute, republish, rent, lease or transmit in any form or by any means any part of the Service;

(iv) use, modify, copy, or create derivative works from the Service or Marks without the applicable owner's written permission, including without limitation using automated or manual means to access Content from the Service;(v) frame, mirror, embed or otherwise incorporate any portion of the Service in any other service or product;(vi) scrape or use any automated means to collect data from the Service or any website;

(vii) reverse engineer, decompile, or disassemble any part of the Service, or use or access any part of the Service in connection with any other product or service using features, functions or graphics similar to any part of the Service;

(viii) remove, obscure, or alter any Intellectual Property Rights notice related to any part of the Service or Marks;

(ix) send or store unsolicited, infringing, harassing, obscene, threatening, harmful, defamatory, or otherwise unlawful Content;

(x) facilitate the transmission or use of any: (a) malicious code (including malware, viruses, worms, and Trojan horses); (b) traps, time bombs, or other code with a latent ability to disable or cripple software or services; or (c) code that would allow any party to interfere with or access any of portion of the Service;

(xi) interfere with, disrupt, or overburden the integrity or performance of the Service, or interfere with any other use of the Service;

(xii) attempt or assist others to attempt to gain unauthorized access to the Service or its related systems or networks; or(xiii) use the Service in any way not expressly authorized by these Terms.

C. Service Changes; Suspension
We may, without prior notice, change the Service, stop or suspend access to any or all of the Service,

or create usage limits for the Service. Your continued use of the Service after any change or limitation constitutes your acceptance thereof.

D. Monitoring; Records
We have the right, but not the obligation, to review and monitor your use of the Service at any time, with or without notice, including Communications, to ensure compliance with these Terms.

E. User Content and Behavior
Because we do not control Content, you acknowledge and agree that we are not responsible for any Content and we make no guarantees regarding the accuracy, currency, suitability, or quality of any Content. Your interactions with Users are solely between you and such Users and we are not responsible or liable with respect to any such interactions. If there is a dispute between you and any User, we are under no obligation to become involved. We reserve the right to change, condense or delete any content, information, or other materials on the Service (including your Content).

F. Your Representations You represent and warrant that you:

(i) are entitled to grant the rights and licenses to your Content under these Terms and none of your Content will infringe any party's Intellectual Property Rights or violate Applicable Law;


(ii) will not sublicense, sell, license, assign, or transfer to any party any information obtained through the Service or engage in any other commercial exploitation of the Service;

(iii) have the right and authority to enter into these Terms, and that by entering into or executing your obligations under these Terms, you will not be in breach or violation of the terms of any agreement with or obligation to any third party;


(iv) are a prospective purchaser or seller of real property in the geographic areas where we are licensed and operating with a bona fide interest in the purchase or sale of such real property;

(v) have not signed any agreement with a real estate broker or agent that would prevent you from using one of our offices as your sole and exclusive broker or agent, and you do not have a contract or agreement with any third party that would interfere with our representation of you;


(vi) will limit your search on the Service to properties within your anticipated purchase ability or price range and to the properties that meet your other criteria;

(vii) will not (a) contact the owner or seller of any property from information gained through the Service or (b) attempt to enter the property or speak with an owner or seller without an appointment set by us;

(viii) will abide by all copyright restrictions placed on the content of the Website including, but not limited to, any material or data compilations where we or others may hold the copyright;

(ix) agree that we may also represent other prospective buyers seeking to purchase properties that may meet your criteria;

(x) authorize us to review and provide copies of various documents in any of your transactions relating to the Service, including without limitation home inspection reports and closing papers;

G. Agent Users
Any User that holds any type of real-estate license, including, but not limited to a brokers, associate brokers or salespersons license other than Agents must immediately advise us before that User may access any password protected material including, without limitation, house listing data or other data compilations. We reserve the right to deny or terminate access to any real-estate agent who is not an Agent, except for the real-estate agent's limited purpose of accessing the Website for verifying compliance with MLS rules.

H. Property Data Restrictions
In addition to other restrictions herein, for the avoidance of doubt, all property data provided on the Service is for your personal, sole and private, non-commercial use and not available for redistribution, retransmission or copying. You may not sell or use such data for any purpose, other than the purpose of attempting to evaluate properties or properties for sale or purchase. You acknowledge that the MLS data on the Service is owned by the respective MLS, and you acknowledge the validity of the MLS's copyright to such data.

3. Licenses

A. License to You
Subject to these Terms, we grant you a non-exclusive, non-sublicenseable, nontransferable, limited

right, solely during the term of the Agreement, to access and use the Service solely for your non- commercial purposes related to searching for real estate for personal use.

B. License to Us
You grant to the us a non-exclusive, sublicensable, transferable, perpetual, irrevocable, royalty-free, worldwide license to use, develop, transmit, distribute, modify, reproduce, publicly display, and create derivative works of any of your Content to provide, develop, maintain, support, and improve the Service and the Affiliated Entities services.

C. Maps
The Service may feature Microsoft Bing Maps and Google Maps. Use of Microsoft Bing Maps is subject to the Bing Maps Terms of Use and use of Google Maps is subject to the Google Maps Terms of Use and Privacy Notice. Such services are not under the control of Affiliated Entities. Please review the terms of use or privacy policies of these services for rights and restrictions.

4. Ownership Rights

A. Our Ownership Rights
As between you and us, (i) we solely and exclusively own and will continue to own all right, title and interest in and to the Service and Marks; (ii) you will do nothing inconsistent with such ownership, including by challenging title or registering or attempting to register Marks or any similar trademarks; (iii) no title to or ownership in the Service or Marks, or any associated Intellectual Property Rights embodied therein, is transferred by implication to you under these Terms; and (iv) any use of Marks by you that is permitted under these Terms will inure to the benefit of and be on behalf of the applicable owner. You will promptly notify us of any use of the Service or Marks by any party that is not authorized by these Terms. If you provide us or any affiliate with Feedback, you assign to such entity all right, title and interest in and to such Feedback, including all Intellectual Property Rights therein, waiving all claims thereto, including claims of payment and credit.

B. Your Ownership Rights
As between you and us, and subject to Sections 3(B) and 4(A) above, you own all right, title and interest in and to your Content.

5. Data
You agree that the Affiliated Entities, including us, may collect, store, use, and distribute information in accordance with the Privacy Notice, including in respect of your information and data. You will comply with the Privacy Notice. Without limiting the rights contained in the Privacy Notice, You understand and agree that we may use both the data you input into as well as usage data (such as search criteria) to provide and improve our real estate services.

6. Compliance
We do not provide compliance services.You agree that the Service is provided for your convenience only, and not for purposes of enabling you to meet your obligations under Applicable Law and third-party agreements. You are solely responsible for ensuring compliance with such obligations.

7. Payment
If any amounts are due hereunder, you will pay us in accordance with statements issued by us or otherwise as agreed within the Service. Pricing for any portion of the Service is subject to change upon our notice. Pricing excludes, and you will pay, all taxes, but neither party will pay income taxes of the other party. For any amount you fail to pay by its due date, we may charge you a late penalty on the amount overdue each day it is overdue until it is paid, equal to the lesser of (a) the maximum legally permissible interest rate, and (b) an interest rate of five percent (5%), which reflects the cost of our efforts to collect your payment. You will pay amounts through the means determined by us, including without limitation through a payment service provided by us or a PSP. If a PSP is used, you may also be required to register with the PSP, agree to the PSP's terms of service and privacy policies, and go through a vetting process at the request of the PSP. Please note we are not a party to the PSP's terms of service and privacy policies and we have no obligations or liability to you under any such terms or policies.

8. NO WARRANTIES
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY. USE OF THE SERVICE HEREUNDER IS AT YOUR SOLE RISK. THE AFFILIATED ENTITIES DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY , FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON- INFRINGEMENT, AS WELL AS ANY IMPLIED WARRANTY ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING OR USAGE OF TRADE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, NO AFFILIATED ENTITY, INCLUDING US, AND EACH OF THEIR LICENSORS AND SUPPLIERS DO NOT WARRANT THAT ANY PORTION OF THE SERVICE, CONTENT THEREIN OR MLS FEED IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS OR COMPLY WITH LAWS APPLICABLE TO YOU; THAT ANY PORTION OF THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED, BACKED UP, SECURE, OR FREE FROM BREACH OR INTERCEPTION OF DATA OR YOUR CONFIDENTIALITY INFORMATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SERVICE IS DOWNLOADED AT YOUR OWN RISK. NEITHER US NOR ANY AFFILIATED ENTITY WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT, SERVICE, LINK OR ADVERTISEMENT OFFERED BY ANY THIRD PARTY THROUGH THE SERVICE OR ANY LINKED WEBSITE OR SERVICE, AND NEITHER US NOR ANY AFFILIATED ENTITY WILL BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND ANY SUCH THIRD PARTY.

9. LIMITATION OF LIABILITY
IN NO EVENT WILL ANY AFFILIATED ENTITY, INCLUDING US, OR ANY OF THEIR EMPLOYEES, LICENSORS, CONSULTANTS, CONTRACTORS, OR DIRECTORS, BE LIABLE FOR COSTS OF PROCUREMENT OF SUBSTITUTE GOODS, LOSS OF REVENUES, LOSS OF PROFITS, LOSS OF DATA, ERRORS, OMISSIONS, MISCALCULATIONS, MISREPRESENTATIONS OF VALUE, OR FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, EXEMPLARY, OR OTHER DAMAGES. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF ANY AFFILIATED ENTITY, INCLUDING US, HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THIS LIMITATION ON LIABILITY DOES NOT APPLY TO PERSONAL INJURY. OUR LIABILITY TO YOU FOR USE OF AND/OR ACCESSING THE SERVICES OR WEBSITES SHALL IN NO EVENT EXCEED THE GREATER OF THE FEES, IF ANY, YOU HAVE PAID FOR THE SERVICES OR TEN(10)DOLLARS. THEREFORE GOING LIMITATION OF LIABILITY WILL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

10. Indemnification
You will indemnify, defend and hold us, including any Affiliated Entity, harmless from and against any and all Claims to the extent arising out of or in connection with your (i) breach of these Terms; (ii) conduct involving fraud, negligence, omissions, or willful misconduct; and (iii) misuse of the Content or any other misuse of the Service.

11. Third Parties
We may, in our sole discretion, (a) delegate or subcontract the performance of any portion of the Service to third party service providers, and (b) make available one or more Third Party Products to you in connection with the Service. Third-Party Products may be separately licensed to you by their respective providers. If you access a Third-Party Product from the Service, you do so at your own risk, and the User understands that these Terms and the Privacy Notice do not apply to your use of such sites. You expressly relieve us from any and all liability arising from your use of any Third-Party Product, and we make no representations or warranties of any kind in respect thereof. PLEASE ALSO VISIT THIRD PARTY WEBSITES TO REVIEW THEIR TERMS OF USE. ADDITIONALLY, THERE MAY BE LINKS TO THIRD PARTY SITES WHICH ARE NOT UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE.

12. Confidentiality
Recipient may use Disclosing Party's Confidential Information solely to perform Recipient's obligations or exercise its rights hereunder. Recipient will not knowingly disclose, or permit to be disclosed, Disclosing Party's Confidential Information to any third party without Disclosing Party's prior written consent, except that Recipient may disclose Disclosing Party's Confidential Information solely to Recipient's employees and/or subcontractors who have a need to know and who are bound in writing to keep such information confidential pursuant to confidentiality agreements containing nondisclosure obligations substantially similar to those in these Terms. Recipient agrees to exercise due care in protecting Disclosing Party's Confidential Information from unauthorized use and disclosure, and in any case will not use less than industry standard security measures and the degree of care a reasonable person would use. The foregoing will not apply to any information that: (i) is in the public domain through no fault of Recipient; (ii) was properly known to Recipient, without restriction, prior to disclosure by Disclosing Party; (iii) was properly disclosed to Recipient, without restriction, by another person with the legal authority to do so; (iv) Recipient independently develops without use of Disclosing Party's Confidential Information; (v) is expressly permitted to be disclosed pursuant to the terms of these Terms; or (vi) is required to be disclosed pursuant to a judicial or legislative order or proceeding; provided that, where possible, Recipient provides to Disclosing Party prior notice of the intended disclosure and an opportunity to respond or object thereto. Our Confidential Information includes these Terms, our pricing, our Intellectual Property Rights, and the Service. Notwithstanding the foregoing, our obligations under this section are subject to the disclaimers set forth in Section 8 above.

Our obligations with respect to your Confidential Information under these Terms are subject to the Privacy Notice. Please review our Privacy Notice.

13. Termination
These Terms will continue in full effect unless and until your Account or these Terms is terminated as described herein. We may terminate these Terms for convenience upon notice. Upon termination of the Agreement, the rights and licenses granted to you hereunder will immediately terminate. Upon termination of these Terms, you grant to us a non-exclusive, non-sublicenseable, non-transferable, irrevocable, and perpetual license to use the data and information collected by the Service under your Account during the term of these Terms, and to use such data and information in accordance with the Privacy Notice.

14. Third Party Beneficiary
You expressly acknowledge and agree that we have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof, and that we will have the full benefits of these Terms. These Terms do not and are not intended to confer any rights or remedies upon any person other than the parties and as otherwise expressly stated herein.

15. Assignment
These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by

you without our prior written consent, but may be assigned by us without restriction. Any attempted transfer or assignment in violation hereof will be nil and void.

16. General

A. Nature of Relationship
The relationship of the parties under these Terms will be that of independent contractors. Neither these Terms as a whole or any part of these Terms will render either party the agent, representative, servant, or employee of the other party. Neither party has the power, express or implied, to bind the other party in any manner or to make representations on behalf of the other party regarding any matter. Except as stated in the Agreement, we will in no way be restricted from using or commercializing all or any portion of the Service or performing or receiving any services from any third-party including services the same as or similar to the Service provided or received in connection with these Terms.

B. MODIFICATION
We may modify any of these terms and conditions at any time, in our sole discretion, by posting the updated Terms. The changes will become effective no sooner than 30 days after posting, please check the Terms from time to time for updates. YOUR CONTINUED USE OF AND/ACCESS OF THE SERVICES OR THE WEBSITES FOLLOWING A CHANGE WILL CONSTITUTE YOUR ACCEPTANACE OF THE CHANGE.

C. AGREEMENT TO ARBITRATE DISPUTES
PLEASE READ THIS SECTION CAREFULLY - IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY HEAR YOUR CLAIMS. ARBITRATION IS A WAIVER OF THE RIGHT TO BRING SUIT IN COURT.

THIS SECTION CONTAINS PROCEDURES FOR MANDATORY BINDING ARBITRATION AND A CLASS ACTION WAIVER. IF YOU ARE A U.S. RESIDENT, YOU ALSO AGREE TO THE FOLLOWING MANDATORY ARBITRATION PROVISIONS:

WE BOTH AGREE TO ARBITRATE:

You and all Affiliated Entities agree to resolve any claims relating to these Terms through final and binding arbitration, except that, to the extent you have in any manner violated or threatened to violate our intellectual property rights (for example, trademark, trade secret, copyright, or patent rights). Under such circumstances, any Affiliated Entities may bring a lawsuit solely for injunctive relief to stop unauthorized use or abuse of the Site, or intellectual property infringement (for example, trademark, trade secret, copyright, or patent rights) without first engaging in arbitration or the informal dispute resolution process described above.

WHAT IS ARBITRATION: Arbitration is more informal than a lawsuit in court and seeks to resolve disputes more quickly. Instead of a judge or a jury, the case will be decided by a neutral arbitrator who has the power to award the same damages and relief that a court can. Thus, you agree that you are waiving your right to sue or go to court to secure relief, and instead agree to the arbitration process as stated in this provision. If any provision of this arbitration agreement is found unenforceable, the unenforceable provision shall be severed, and the remaining arbitration terms shall be enforced.

ARBITRATION PROCEDURES: The Federal Arbitration Act governs the interpretation and enforcement of this dispute resolution provision. Arbitration shall be initiated through JAMS. Any dispute, controversy, or claim arising out of or relating to these Terms shall be referred to and finally determined by arbitration in accordance with the JAMS Streamlined Arbitration Rules and Procedures.If there is a conflict between JAMS Rules and the rules set forth in this Agreement to Arbitrate, the rules set forth in this Agreement to Arbitrate will govern. The JAMS Rules and instructions for how to initiate an arbitration are available from JAMS at http://www.jamsadr.com or 1-800-352-5267. To initiate arbitration, you or we must do the following things:

• (1) Write a demand for Arbitration. The demand must include a description of the Claim and the amount of damages sought to be recovered. You can find a copy of a Demand for Arbitration at www.jamsadr.com.

• (2) Send three copies of the Demand for Arbitration, plus the appropriate filing fee to your local JAMS office.

• (3) Send one copy of the Demand for Arbitration to the other party.

Payment of all filing, administration and arbitrator fees will be governed by the JAMS Rules, except that for claims of less than $1,000, you will be obligated to pay $25 and we will pay all other administrative costs and fees. In addition, for claims of less than $1,000, we will reimburse you for the $25 fee if the arbitrator rules in your favor. Arbitration under this agreement shall be held in the United States county where you live or work, New Jersey, or any other location we mutually agree to, subject to New Jersey law. The arbitration may award on an individual basis the same damages and relief as a court (including injunctive relief). Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

AUTHORITY OF ARBITRATOR: The arbitrator will decide the rights and liabilities, if any, of you and us, and the dispute will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part of any claim. The arbitrator shall have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law, the Arbitration Rules, and the Terms. The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and us. The arbitrator's decision may be entered as a judgment in a court of competent jurisdiction.

NO CLASS ACTIONS: You may only resolve disputes with us on an individual basis and may not bring a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations are not allowed.

WAIVER OF JURY TRIAL: THE PARTIES HEREBY WAIVE THEIR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY, instead electing that all claims and disputes shall be resolved by arbitration. Arbitration procedures are typically more limited, more efficient and less costly than rules applicable in court and are subject to very limited review by a court. In the event any litigation should arise between you and the Affiliated Entities in any state or federal court in a suit to vacate or enforce an arbitration award or otherwise, BOTH PARTIES HEREBY WAIVE ALL RIGHTS TO A JURY TRIAL, instead electing that the dispute be resolved by a judge. YOU ACKNOWLEDGE THAT YOU HAVE BEEN ADVISED THAT YOU MAY CONSULT WITH AN ATTORNEY IN DECIDING TO ACCEPT THIS AGREEMENT TO ARBITRATE.

 OPT-OUT OF AGREEMENT TO ARBITRATE: You can decline this agreement to arbitrate by emailing us at [email protected] and providing the requested information as follows: (1)Your Name; (2) the URL of Terms of Use and Agreement to Arbitrate Disputes; (3) Your Address; (4) Your Phone Number; (5) and clear statement that you wish to opt out of this arbitration provision in the Terms of Use. The Opt-Out Notice must be emailed no later than 30 days after the date you first accept the Terms of Use by using the website.

Choice of Law/Forum Selection In any circumstances where the Agreement to Arbitrate Disputes permits the parties to litigate in court, these Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, excluding its conflict of law rules. You further expressly consent and agree to submit to the exclusive jurisdiction and venue of a court of competent jurisdiction in the United States District Court for the District of New Jersey or in state court in Morris County, New Jersey.

D. Notices

All notices and other communications to be given to any party hereunder will be sufficient for all purposes hereunder if in writing, properly addressed as set forth below in this section and delivered (a) by hand or courier (delivery of notice deemed to occur upon delivery), (b) if sent electronically on the date delivered to the authorized email address, (c) by overnight delivery service (delivery of notice deemed to occur upon delivery and written confirmation thereof by such service), (d) by certified or registered mail, return receipt requested, with appropriate postage prepaid (delivery of notice deemed to occur upon signature of the receipt by the recipient), or (e) if from us to you, posted to your Account on the date posted. If to us, notices may be sent to [email protected]. If to you, your email and mailing address as identified in our records.

E. Headings; Interpretation
Section headings used in these Terms are used for convenience only and are not to be considered in construing or interpreting these Terms. As used herein, "including" means "including without limitation."

F. Severability
The provisions of the Terms are intended to be interpreted in a manner which makes them valid, legal, and enforceable. In the event any provision of the Terms is found to be partially or wholly invalid, illegal or unenforceable, such provision shall be modified or restricted to the extent and in the manner necessary to render it valid, legal, and enforceable. It is expressly understood and agreed between the parties that such modification or restriction may be accomplished unilaterally by us, or alternatively, by disposition of an arbitrator or a court of law. If such provision cannot under any circumstances be so modified or restricted, it shall be excised from the Terms without affecting the validity, legality or enforceability of any of the remaining provisions.

G. Waiver
A waiver of any provision of these Terms must be made in writing to be effective, and our waiver of a

breach of any provision or right contained in these Terms will not constitute a continuing waiver or waive any subsequent breach or right.

H. Force Majeure
Except with respect to your payment obligations, neither party will be liable for failures or delays in the performance of its obligations hereunder due to causes beyond its reasonable control, including, in respect of the provision of the Service, failures or delays caused by our service providers, any act of God, sabotage or terrorist attacks, inclement weather, accidental damage, vandalism, failure or shortage or power supplies, flood, drought, lightning or fire, strike, lock-out, trade dispute or labor disturbance, or any act or omission of government or other competent authorities, including those related to communicable diseases, epidemics, pandemics or other dangers to public health.

I. Entire Agreement
These Terms, and documents incorporated herein, comprises the entire agreement between us and

you and supersedes all prior or contemporaneous negotiations, discussions, or agreements, whether written or oral, between the parties regarding its subject matter.

J. Survival
Sections 1, 2(E), 2(F), 2(G), 2(I), 3(B), 4-17 will survive any termination or expiration of these Terms.

Definitions.

"Account" means the account provided by us that you to manage and access the Service."Affiliated Entities" means, collectively, us, and our parent, subsidiaries, affiliates, and, where applicable, our and their service providers and licensors.


• "Agent" means a real estate-broker, salesperson, agent, associate broker, or similar state licensed real-estate professional licensed with one of our franchisees."App" means a mobile application that may be provided as part of the Service."Applicable Law" means any statute, law, ordinance, rule, regulation, or requirement of a governmental entity that applies to a party or its business.


• "Claim" means, collectively, claims, costs, damages, losses, liabilities, Fines, and expenses (including reasonable attorneys' fees and costs).


• "Communications" means parts of the Service that includes electronic communications services, and document storage and management services, all as provided by us (or, at your selection, by a third party through a Third-Party Product) for your use.


• "Confidential Information" means any information that (i) a party ("Disclosing Party") discloses to the other party ("Recipient"), either directly or indirectly, in writing or orally or by inspection of tangible objects, and (ii) identified as confidential at the time of its disclosure or that should reasonably be understood to be confidential in nature.


• "Content" means any content, data or information provided by a party for inclusion in the Service or uploaded to, transmitted or submitted by a party through the Service, including Communications.


• "Documentation" means the technical and operational documentation made available to you by us regarding any portion of the Service."Feedback" means ideas, suggestions, or recommendations on the Service provided by you."Fine" means any and all fines, penalties, refunds, charges, debits, deductions, legal fees and costs incurred by or other sums payable to any party.


• "Intellectual Property Rights" means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, rights of privacy, trademark, trade dress and service mark rights, goodwill, trade secret rights, and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory, or other jurisdiction.


• "Marks" means an Affiliated Entity's proprietary trademarks, trade names, and service marks, including registrations and applications for registrations thereof and all renewals, modifications and extensions thereof."MLS Feed" means a local listing service ("MLS") feed(s) provided through the Service."Privacy Notice" means the Privacy Notice for a Website or App and other portions of the Service, as provided and modified by us from time to time in our discretion.

• "PSP" means a third-party payment service provider selected by us.

• "Service" means our hosted service (including Websites and Apps), software, Documentation, and any services made available to you by us hereunder, all as may be modified by us from time to time in our discretion.


• "Third Party Products" means the third-party applications and/or services, if any, which may be offered, made available or integrated by us to you for use as part of, or in connection with the Service.

"User" means users of the Service.

"We," "our," and "us" means Coldwell Banker Real Estate LLC.

"Website" means a website that may be provided by us as part of the Service.

"You" and "your" means the individual entering into these Terms with us.

PRIVACY POLICY

What Should First-Time Buyers Know About Competition in the Tempe, AZ Housing Market?

What Should First-Time Buyers Know About Competition in the Tempe, AZ Housing Market?

October 12, 2026•24 min read

Buying your first home in Tempe can feel exciting right up until you find a house you love, start imagining your life there, and realize you are not the only person interested in it. Maybe the home has the right number of bedrooms, a kitchen you can actually see yourself cooking in, and a backyard where you could spend your weekends. You start doing the math, thinking about your down payment, and figuring out whether the monthly payment fits your budget. Then you hear that another buyer is interested, too, and suddenly the whole process feels a little more stressful.

If you are getting ready to buy your first home in Tempe, Arizona, you need to understand how competition works before you start making offers. The good news is that you do not have to be the highest bidder on every house, and you do not need to have an enormous budget to make a smart purchase. What you need is a realistic plan, a clear understanding of what you can afford, and the ability to recognize when a home is worth pursuing and when it is better to walk away.

Tempe has a lot going for it. You have access to Arizona State University, major employment centers, restaurants, shopping, parks, and convenient connections to other parts of the Valley. Some buyers want to be close to campus and the energy of downtown Tempe, while others prefer quieter residential streets where they can settle in for years. That variety brings different types of buyers into the market, and competition can look very different depending on the home, the neighborhood, and the price range.

So, if you are wondering what you should expect as a first-time buyer, let's talk about what actually matters when you are trying to buy a home in Tempe without stretching your budget or making a decision you regret later.


Start Here: Understand What Competition Really Looks Like

One of the biggest misconceptions first-time buyers have is that the entire housing market is competitive in the same way. You might hear stories about buyers offering thousands of dollars over asking price, waiving inspections, or making decisions within hours of seeing a home. Those situations happen, but they do not describe every property on the market.

Tempe's housing market in 2026 shows why it helps to look beyond the headlines. Redfin's market data for the three months ending August 2026 put the city's median sale price at about $470,000, with homes spending an average of around 51 days on the market. Redfin also classified Tempe as somewhat competitive, reporting that homes received about one offer on average and that roughly 12.8% of sales closed above the asking price. That suggests some properties still attract strong interest, while many others give buyers room to negotiate. Source: Redfin's Tempe housing market report.

What does that mean for you? You should be prepared to act when a good opportunity comes along, but you do not need to assume every house will turn into a bidding war.

A well-priced home in a popular location, especially one that is move-in ready, can attract several interested buyers. A property that needs updates, has been sitting on the market for a while, or started with an ambitious asking price may offer more room for negotiation. Two homes in the same part of Tempe can create completely different buying experiences.

This is why looking at recent sales and current listings matters more than relying on a general statement that Tempe is a seller's market or a buyer's market. The conditions affecting the home you want are what should guide your strategy.


Why Tempe Attracts So Many Different Buyers

Tempe appeals to a broad mix of people, and that is part of what makes the housing market interesting. First-time buyers are competing with people who already own homes, investors looking at rental properties, relocating professionals, and buyers who want to downsize without leaving the East Valley.

The city's location is a major reason for that interest. If you work in Tempe, Chandler, Scottsdale, or Phoenix, living here may help you keep your commute manageable. If you enjoy having restaurants, coffee shops, entertainment, and outdoor activities nearby, Tempe also offers plenty to do without having to drive across the Valley every weekend.

Arizona State University adds another layer to the local housing market. Properties near campus and other popular areas may appeal to buyers looking for a primary residence as well as investors considering rental demand. That does not mean every home near the university will attract multiple offers, but it does mean you should pay attention to the property's location, condition, and potential uses when evaluating its asking price.

Lifestyle matters, too. Some buyers want to live near parks and walking paths where they can enjoy a morning walk or spend time outdoors on the weekends. Others may care more about having a garage, a private backyard, or an easy commute. Tempe has plenty of options for enjoying the outdoors, so think about which neighborhoods put you closest to the places you would actually visit and make your everyday routine a little more enjoyable.

The more clearly you understand what you want from your neighborhood, the easier it becomes to focus on homes that make sense for you instead of chasing every attractive listing that appears online.


Know Your Budget Before You Start Touring Homes

This may not be the most exciting part of buying a house, but it can save you a lot of stress once you start making offers.

Before you tour homes in Tempe, figure out what you can comfortably spend each month. Your lender can help you understand how much you may qualify to borrow, but that number is not necessarily the amount you should spend. There is a difference between qualifying for a mortgage and feeling comfortable making the payment every month.

Your budget needs to account for more than the mortgage principal and interest. Depending on the property, you may also have property taxes, homeowners insurance, mortgage insurance, homeowners association dues, utilities, and ongoing maintenance costs. If you buy a condo or townhouse, association fees and the possibility of future special assessments deserve particular attention.

You should also plan for your upfront expenses. A down payment is only one part of the money you may need at closing. You could have inspection fees, appraisal costs, closing costs, prepaid taxes and insurance, moving expenses, and repairs to handle after you receive the keys.

It is tempting to stretch your budget when you find a house you love, especially when you think another buyer might take it. But remember that you are not just trying to win the offer. You are trying to own the home comfortably after the excitement of closing has worn off.

A practical approach is to establish three numbers before you begin shopping: your ideal purchase price, the highest price you could reasonably afford, and the monthly payment you do not want to exceed. Keep those limits in front of you when you compare properties.

That way, if a seller receives multiple offers, you can make a decision based on your finances rather than panic.


Get Preapproved Before You Find the Right House

Imagine finding a home that checks nearly every box, only to discover that you need several more days to organize your financing documents. In a competitive situation, that delay can make things harder than they need to be.

A mortgage preapproval helps you understand your buying range and shows sellers that you have already started working with a lender. Your lender will review financial information such as your income, debts, assets, and credit history to estimate how much you may be able to borrow. The exact process varies by lender, and preapproval is not the same as final loan approval, but it gives you a stronger starting point.

Try to handle this before you get emotionally attached to a particular property. Gather your pay stubs, bank statements, tax documents, and other information your lender requests. Ask questions about your interest rate, estimated monthly payment, down payment options, and closing costs.

It is also worth asking how long your preapproval remains valid and what could change your qualification before closing. Taking on new debt, making large unexplained deposits, or changing jobs during the process may create complications, so talk with your lender before making major financial changes.

When you find a home you want to pursue, you will have a clearer idea of what is possible and a financing contact who can help you move forward promptly.

Just keep in mind that a preapproval letter does not mean you should automatically offer the maximum amount listed. Your personal budget still comes first.


Learn How to Recognize a Home That Is Priced Well

In a competitive market, the asking price can influence how many buyers pay attention to a property. A home priced realistically in relation to recent comparable sales may attract interest quickly, while a home priced above what the market supports may sit longer.

The challenge is knowing the difference between a fair asking price and a price that simply looks attractive online.

Start by comparing the home with similar properties that have recently sold nearby. Look at the number of bedrooms and bathrooms, square footage, lot size, condition, age, and major improvements. Location can make a meaningful difference, too. A home near a busy road may not appeal to the same buyers as a similar property on a quieter street, even if the interiors look nearly identical.

You should also look at homes currently for sale. Recent sales help establish what buyers have actually paid, while active listings show what sellers are asking for right now. Neither tells the whole story on its own, but together they can help you understand where a property fits.

If a home is listed for $450,000, for example, that does not automatically mean it is worth $450,000. It could be priced below comparable sales to encourage interest, or it could be listed above the range that buyers have recently paid for similar homes. The right offer depends on the evidence, not simply on the number in the listing.

Ask your real estate agent to walk you through the comparable sales and explain how the home stacks up. You should understand why you are offering a particular amount before you sign anything.

That knowledge can help you make a strong offer without paying more than the property reasonably supports.


Do Not Assume You Have to Offer Above Asking Price

This is where many first-time buyers get nervous. You find a home you like, hear that someone else may be interested, and immediately wonder whether you need to offer more than the asking price to have a chance.

Sometimes an above-asking offer makes sense. Other times, it does not.

The important question is how the asking price compares with the home's market value and what other buyers are likely to consider reasonable. If the property is priced competitively and there is clear evidence of strong demand, an offer above asking may be worth considering if it fits your budget. If comparable homes have sold for less or the property has been sitting for weeks, paying more may not be necessary.

Tempe's recent sales data supports taking a property-by-property approach. Redfin reported that the average sale-to-list price ratio was about 97.5% for the period ending August 2026, meaning the typical sale price was below the original asking price. At the same time, a portion of homes still sold above asking, showing that some properties attracted stronger competition than others.

You can review those figures in Redfin's Tempe market data, but do not treat a citywide average as a rule for the home you want to buy.

If you are considering an offer above asking, ask your agent to explain the comparable sales, the likely appraisal value, and the risks of paying more than the property may support. If your mortgage depends on an appraisal, a low appraisal could mean you need to renegotiate, bring additional cash to closing, or use an applicable contractual option.

You do not need to win every house you like. You need to buy the right house at a price you can live with.


Understand What Makes an Offer Attractive to a Seller

Price matters, but it is not the only thing sellers consider. A seller may also look at the buyer's financing, proposed closing date, contingencies, and confidence that the transaction will reach closing.

For example, a seller who needs to move quickly may prefer an offer with a closing date that fits their plans. Another seller may care more about having enough time to find their next home. A buyer with a solid preapproval and a clear, complete offer can make the process feel more predictable.

This is one reason communication matters. Before submitting an offer, your agent can ask the listing agent about the seller's preferred timeline and any terms that may be important, when that information is available. You can then decide whether your offer can reasonably accommodate those needs.

You do not have to remove important protections to make your offer appealing. In fact, a thoughtful offer with realistic terms can be a better choice than one that looks aggressive but creates unnecessary financial risk.

Keep your paperwork organized, respond to your lender promptly, and be ready to make decisions when your agent explains the options. Being prepared does not guarantee that a seller will choose your offer, but it can help you avoid preventable delays.


Be Careful With Inspection and Appraisal Contingencies

When competition feels intense, you may hear advice suggesting that buyers should waive inspections or other contingencies to stand out. Before considering anything like that, understand what you could be giving up.

A home inspection can identify problems involving the roof, plumbing, electrical systems, heating and cooling equipment, and other parts of the property. In Arizona, air conditioning deserves particular attention because replacing a system can be expensive, and you do not want to discover a major problem after moving in without having budgeted for it.

An inspection does not mean a home will be perfect, and it does not automatically require the seller to make every requested repair. It gives you information you can use to decide whether to proceed, negotiate, or exercise any applicable contractual rights.

An appraisal contingency and financing contingency serve different purposes. Depending on your contract, an appraisal contingency may provide options if the appraised value comes in below the purchase price. A financing contingency may protect you under specified circumstances if you cannot obtain the required loan. The details matter, so make sure you understand the terms before signing.

If you are tempted to waive a protection, talk through the financial consequences with your agent and lender first. Ask yourself whether you could afford a major repair or cover an appraisal shortfall without draining your emergency savings.

You are buying a home, not entering a contest where the person who accepts the most risk automatically wins. Protecting your finances is part of making a good purchase.


Look Beyond the House Itself

A beautiful kitchen can make a strong first impression, but it should not be the only reason you choose a property. When you are buying your first home, the neighborhood and the costs of everyday living can affect your satisfaction just as much as the interior.

Think about your commute, the routes you will use most often, access to groceries, and the places you enjoy visiting. If you work from home, consider whether the layout gives you enough privacy. If you have a dog, look at the yard and nearby walking areas. If you expect to host friends or family, consider parking and how the living space works for gatherings.

Spend time in the area at different times of day if you can. A street that feels quiet during a Saturday morning showing may have a different atmosphere during rush hour or on a university event day. Pay attention to traffic, noise, parking, and how comfortable you feel moving around the neighborhood.

Tempe has a mix of established neighborhoods, condos, townhouses, and single-family homes, so there is no single property type that works best for every first-time buyer. A condo may offer a convenient location and less exterior maintenance, while a detached house may provide more privacy and outdoor space. The right choice depends on what you value and what your budget can support.

You should also consider how long you expect to stay. If you think you may relocate in a few years, purchasing a home with substantial transaction costs may work differently for you than buying a place you intend to keep for the next decade.

Your first home does not need to be your forever home. It should be a place that works for your life now without creating financial pressure that makes the next few years harder than they need to be.


Consider Condos and Townhouses, Too

If you have been searching for a single-family home and keep running into properties that are above your budget, it may be worth widening your search. Condos and townhouses can give first-time buyers another way to enter the Tempe market, particularly if location matters more to you than having a large yard.

The tradeoff is that you need to understand the full cost of ownership. A condo or townhouse may have a lower purchase price than a nearby detached home, but homeowners association dues can add a noticeable amount to your monthly expenses. You should also review the association's financial health, reserve funds, insurance coverage, maintenance responsibilities, and any rules that could affect how you use the property.

A lower-priced home is not automatically the more affordable option once all those costs are included.

Think about what you actually need, too. If you do not want to spend weekends maintaining a large yard, a condo with shared outdoor areas might suit you perfectly. If you want a private backyard, room for pets, or more control over the property, a detached home could be worth the extra expense.

If you are unsure which type of home is right for you, take some time to compare the costs, maintenance responsibilities, and amount of space that comes with each option. Condos and townhouses can be great choices for first-time buyers, but the right fit depends on your budget, how much privacy you want, and how much time you want to spend on upkeep. Thinking through these details before you start making offers can help you find a home that works for both your finances and your everyday life.

You may find that opening up your search to different types of homes gives you more choices without forcing you to spend more than you planned.


Do Not Ignore the Costs That Come After Closing

There is a moment during the home-buying process when it becomes easy to focus on getting the keys and forget about everything that happens afterward. You start thinking about where the furniture will go, what color to paint the bedroom, and how you want to set up the living room. Those are fun things to think about, but you also need to plan for the less exciting parts of homeownership.

In Tempe, the age and condition of a home can make a meaningful difference in your ongoing expenses. Some properties have updated kitchens, newer roofs, and relatively recent air conditioning systems. Others may look great in photographs but need repairs that are not immediately obvious during a showing.

Ask about the age of major systems and pay attention to the inspection findings. If the roof is nearing the end of its expected life or the air conditioner may need replacement soon, include those possibilities in your budget. You may not need to make every repair immediately, but you should know what you could be facing.

You also need an emergency fund. Even a well-maintained house can develop a plumbing problem, need an appliance replacement, or require an unexpected repair. If you spend every dollar of your savings getting through closing, one surprise expense can become a serious problem.

This is especially worth thinking about if you are moving from renting to owning. As a renter, you may have been able to call your landlord when something stopped working. As a homeowner, those responsibilities generally become yours, subject to any applicable warranties, insurance coverage, or other arrangements.

Before making an offer, take a close look at the home's condition and think about whether you can comfortably manage future repairs along with your mortgage and other monthly expenses. Your housing needs and financial priorities can change over time, so it helps to consider how a home will fit your life now and in the years ahead. Choosing a property that matches your budget and long-term plans can save you from unnecessary expenses and help you feel more confident about your decision.

The goal is to buy a home you can enjoy, not one that leaves you worrying about the next repair bill.


Know When to Negotiate and When to Walk Away

One of the hardest lessons for a first-time buyer is learning that not every house deserves an offer. You may spend several weekends looking at homes, find one that feels almost perfect, and then discover that the seller is unwilling to negotiate or that the price has climbed beyond what you can comfortably afford.

It is frustrating, especially when you have already pictured yourself living there. But being able to walk away is one of the most useful skills you can develop during the buying process.

Sometimes, the numbers simply do not work. Maybe the asking price is higher than recent comparable sales justify. Maybe the seller is unwilling to address a significant repair. Or perhaps the home needs more work than you can afford right now.

In other situations, you may have room to negotiate. A property that has been listed for several weeks, has already had a price reduction, or needs cosmetic updates may present an opportunity to discuss price or other terms. That does not mean the seller will automatically accept a lower offer, but it gives you a reason to look more closely at the property's position in the market.

Ask your agent to help you understand the seller's situation when that information is available, review recent price changes, and compare the property with similar homes. You can then decide whether to make an offer, negotiate, or keep looking.

If you lose out on a home because another buyer offers more, give yourself a little time to reset. You do not need to immediately raise your budget or start making riskier offers just to avoid feeling disappointed again.

There will be other properties. They may not look exactly like the home you just lost, but another house could end up being a better fit for your finances, your routine, and the way you want to live.


Work With Someone Who Knows the Tempe Market

Buying your first home involves a lot of decisions, and it can be difficult to know which details deserve your attention when you are still learning how the process works. Having an experienced local real estate agent can make those decisions easier to understand.

A good agent should help you evaluate comparable sales, recognize when an asking price seems high or low, and understand how your offer compares with the property's market position. They should also explain the contract terms in plain language, help you keep track of deadlines, and make sure you know which questions to raise with your lender, inspector, or other professionals.

Local knowledge can be particularly helpful when you are comparing different parts of Tempe. The home that makes the most sense for someone working near Arizona State University may not be the best fit for a buyer commuting to Chandler or Phoenix. Likewise, a neighborhood that feels ideal during the day may not offer the atmosphere or convenience you want in the evening.

Take time to explain what matters to you. Tell your agent your price range, the monthly payment you want to stay within, the features you need, and the compromises you are willing to make. If you would rather have a smaller home in a convenient location than a larger house farther away, say so. If you are open to a property that needs cosmetic work, that is worth discussing as well.

It also helps to get a feel for what living in Tempe would actually be like before you commit to buying a home. Think about your daily commute, the neighborhoods you enjoy, access to shopping and restaurants, and whether the city's pace and lifestyle fit what you want. Taking time to weigh these practical details can help you decide if Tempe is the right place for you to settle down and make your first home purchase.

Your agent should help you make informed decisions, not pressure you into offering more money than you want to spend. You should feel comfortable asking questions, requesting explanations, and taking a moment to consider your options before making a commitment.


A Simple Plan for Competing With Confidence

If the home-buying process feels like a lot to manage, bring it back to a few practical steps you can follow.

Start by getting preapproved and deciding how much you can comfortably spend. Include your expected monthly payment, upfront costs, and a realistic allowance for maintenance. Then narrow your search to neighborhoods and property types that fit your budget and everyday needs.

When you find a home you like, look at comparable sales before deciding what to offer. Ask your agent about the property's pricing, recent activity, and any signs of strong competition. Make sure you understand the contract, inspection process, financing requirements, and potential appraisal risks before you agree to the terms.

If the seller receives multiple offers, decide what the home is worth to you based on your finances and the available market information. You can make your offer attractive through clear communication, a solid preapproval, and terms that fit the seller's needs when possible. You do not have to take on risks you cannot afford just to improve your chances.

And if the offer is not accepted, keep going. Losing a home can be disappointing, but it does not mean you did something wrong. Sometimes another buyer has a different budget, a different timeline, or a stronger reason to choose that particular property.

The more prepared you are, the easier it becomes to respond to those situations without losing sight of what you want.


Final Thoughts

If you are buying your first home in Tempe, you do not need to approach the market as though every property is your last chance to become a homeowner. Competition is real, and some homes will attract several interested buyers, but that does not mean you have to overpay, ignore important repairs, or stretch your finances to the limit.

Take the time to understand your budget, learn how local home prices compare, and decide which features genuinely matter to you. A home that fits your life and your finances is worth far more than a property you win by making a rushed decision.

Remember that Tempe offers different options for different buyers. You might find what you need in a smaller condo near the places you visit most often, a townhouse with manageable maintenance, or a single-family home in an established neighborhood. Keep your search open enough to recognize those possibilities, but stay focused on the things that matter most to you.

When you find a home that feels right, take a close look at the numbers, ask the questions you need answered, and make an offer you can feel good about. If the seller accepts, you can move forward knowing you made a thoughtful decision. If not, you can keep looking without feeling pressured to abandon your plan.

Your first home should give you a place to build your life, make memories, and enjoy the community around you. With the right preparation and a clear sense of your priorities, you can compete for a home in Tempe without losing sight of why you wanted to buy one in the first place.

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Nancy Wittenberg

Nancy Wittenberg is a trusted REALTOR® serving Chandler, Gilbert, and the East Valley of Arizona. She helps buyers and sellers navigate the local housing market with clear guidance, honest advice, and strong advocacy. Her signature Buyer Care Plan™ walks clients step by step from the first consultation through closing and beyond, helping buyers feel confident and informed at every stage. For homeowners preparing to sell, Nancy acts as a Strategic Market Guide, helping sellers manage pricing strategy, buyer psychology, and negotiations that determine how a home sale actually unfolds. Nancy holds designations including GRI, ABR®, and SRS, reflecting her commitment to professional excellence and client advocacy in the East Valley real estate market. If you're thinking about buying or selling a home in Chandler, Gilbert, or the East Valley, reach out to Nancy for a conversation, not a pitch.

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